Winahyu, R. R. K., Somantri, M., & Nurhayati, O. D. (2022). Predicting Creditworthiness of Smartphone Users in Indonesia during the COVID-19 pandemic using Machine Learning. In (p. 223—227). http://doi.org/10.1109/ISMODE53584.2022.9742831 (Original work published 2025)
First name
Maman
Last name
Somantri